🛡️
Guaranteed Acceptance
Ages 45–85 can qualify with no medical exam and no health questions on select plans.
⭐ Rated 4.9/5 by 12,000+ families
Final Expense & Medicare Coverage, Made Simple & Affordable
Protect the people you love from the burden of final costs and get the Medicare benefits you deserve. Compare top-rated plans in minutes — no medical exam required on many options.
50States Covered
A+Rated Carriers
2 minFree Quote
Trusted & compared across A-rated carriers:
Mutual of OmahaAetnaCignaHumanaUnitedHealthcareForesters
Final Expense Insurance
Peace of mind that fits any budget
Final expense life insurance is designed to cover funeral costs, medical bills, and other end-of-life expenses — so your loved ones aren't left with the bill.
💵
Affordable Premiums
Plans starting as low as a cup of coffee a day, with rates that are locked for life.
⚡
Fast Payout
Benefits are typically paid to your beneficiary within 24–48 hours of a claim.
📉
Never Expires
As long as premiums are paid, your coverage stays active for your entire life.
Medicare Plans
Get every benefit you're entitled to
Turning 65 or already enrolled? We help you compare Medicare Advantage, Supplement (Medigap), and Part D plans so you never overpay or miss out on benefits.
- Dental, vision & hearing coverage options
- Prescription drug (Part D) savings
- $0 premium Advantage plans in many areas*
- Free plan reviews during enrollment periods
*Availability varies by county and eligibility. We do not offer every plan available in your area.
Simple Process
Get covered in 3 easy steps
1
Share a few details
Fill out the quick form — it takes less than 2 minutes and there's no obligation.
2
Compare your options
A licensed specialist matches you with the best plans from top-rated carriers.
3
Enjoy peace of mind
Lock in your rate and rest easy knowing your family is protected.
Questions?
Frequently asked questions
What is final expense insurance?
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs such as funeral services, burial or cremation, and outstanding medical bills. It provides a modest death benefit paid directly to your chosen beneficiary.
Do I need a medical exam to qualify?
Many of our final expense plans require no medical exam. Some guaranteed-acceptance plans ask no health questions at all, making it easy to get covered even with pre-existing conditions.
When can I enroll in a Medicare plan?
You can enroll during your Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (Oct 15 – Dec 7), or a Special Enrollment Period if you qualify. Our specialists can confirm your eligibility.
Is my personal information safe?
Absolutely. We use industry-standard security to protect your data and we never sell your information to spam lists. See our Privacy Policy for full details.
How much does coverage cost?
Costs vary based on your age, coverage amount, and location. Many final expense plans start at just a few dollars a day, and some Medicare Advantage plans have $0 monthly premiums. Get a free quote to see your exact rates.
